Estate Planning Essentials

What you’ll learn

✔ Wills vs. trusts — what each one does, and which fits your family.

✔ Avoiding probate — how to spare loved ones the cost, delays, and

public record.

✔ Powers of attorney & health care directives — who speaks for you if

you can’t.

✔ Beneficiary designations — the overlooked forms that can override

your will.

✔ Life insurance as a legacy tool — passing on wealth tax-efficiently

and covering final expenses.

✔ Planning for long-term care — protecting your savings and your

spouse.

✔ Common mistakes — and when to review your plan after life

changes.