DISCOVER. EMPOWER. TAKE CONTROL.

This seminar is for you if you are interested in educating and building a lasting legacy, mastering financial strategies, utilizing tools you may not know about and understanding how to leverage them for your business or personal life.

What do we mean when we say DISCOVER, EMPOWER, TAKE CONTROL?

The six professionals that are part of this speaker series have a collective and common goal: to help the members of our community in areas that we each have expertise.

The idea of “DISCOVER” is to help people discover what they don’t know about finances, estate planning, home buying/selling, insurance, wealth accumulation and management.

We hope to “EMPOWER” you with information from our various specialty areas.

In order for you to “TAKE CONTROL” in your own lives, to grow and protect your future finances and legacy.

To that end, the presentation on Wednesday, September 18, 2024 at 6:00 pm, will feature Edsel D'Souza and Wes Hartmann, who will focus on legacy preservation and guaranteed wealth income strategies.

This is the second seminar in the Speaker Series. Two professionals are featured in each session. A panel question & answer period at the end will enable you to ask questions of any of the professionals.

Your Professionals:

Featured speakers this session:

Edsel D’souza, Partner - Citrust Insurance Agency

• Understanding the complicated world of Medicare.
• Understand what works best for you or your parents: Medicare Supplement vs Medicare Advantage plans.
• Learn about the changes coming in 2025 and how that will affect your coverage.

Wes Hartmann, Financial Services Professional, Agent, New York Life Insurance Company

• Understand what Long-Term Care is and the importance of having a protection strategy.
• Know what government programs do and don't cover.
• Explore tools to help estimate the cost of long-term care and feel confident in your planning.

Featured speakers from session held on July 10:

Debra L. Koven, Esq., Estate Planning, Published Writer

• Understand what is an Estate Plan and why you might need one.
• Know what the government's plan for your assets are at your death when you have no estate plan in place
• Learn that estate planning is neither one size fits all, nor one and done.

Luanne Casillas, Certified Living Benefits & Lifetime Income Specialist at Financial Concepts of America, Speaker & Writer at Blend2Day

• Understand why insuring your future income is crucial today.
• Understand modern products for retirement that create income for life.
• Understand why Living Benefits finacially fills the gap for aging or unexpected illness.

Featured Past from session held on May 29:

Christine Goldrup, Realtor®, KW South Bay, Lifestyles Team

• Understand why working with a Realtor® is to your advantage.
• Understand why fiduciary is important.
• Shared insights and strategies to get you on the property ladder AS WELL AS getting your home sold without concessions during Escrow.

Daryn Fillis, Co-Founder | President + CEO, Certified Mortgage Advisor™

• Understand how to leverage your home's equity to reduce your total household expenditures.
• Learn how working with a Certified Mortgage Advisor can help create wealth with the right loan strategy.
• Understand why buying real estate versus renting creates a forced savings plan.

Host or Publisher Christine Goldrup, Realtor, Keller Williams South Bay