Credit Report & Scores and Avoiding Identity Theft

This event is part one of our "Financial Literacy: The Journey to Homeownership" seminar series, sponsored by Emigrant Bank.

Join us to learn the fundamentals of what elements make up a credit report and what factors affect your credit score. We will also provide tips on how to manage and maintain good credit, which is key to obtaining favorable mortgage financing. Lastly, we will share details on how to avoid falling victim to Identity Theft by educating you on the various types of scams and methods used by scammers to catch you off-guard and exploit your personal identifiable information.

Veronica Ferrero, a Vice President and Community Lending Officer for Emigrant Mortgage, a Division of Emigrant Bank will lead the seminar.

In her role as Emigrant’s Community Lending Officer, Veronica works to educate consumers, especially first time homebuyers. Veronica walks consumers through the home buying process, credit requisites and mortgage products, setting first-time homebuyers on their path to home ownership. Veronica also believes in general financial education offering her assistance in imparting financial skills such as budgeting, wants vs needs and credit management.

Lastly, Veronica also looks to protect members in the community by educating them through her Identity Theft seminars and webinars, which outline the various types of scams and provides tips on how to avoid falling victim to these schemes.

Host or Publisher Jamaica Center for Arts & Learning (JCAL)