Credit Repair Basics for Agents: Compliant Client Guidance

High-level education of common credit repair pathways and pitfalls to avoid misrepresentation or unauthorized practice.
About this Event

This course teaches Texas real estate license holders how to discuss “credit repair” topics at an agent-appropriate level while staying within legal and ethical boundaries. Students learn common categories of credit issues that derail financing (late payments, high utilization, collections/charge-offs, disputes, thin credit, identity errors), what legitimate resolution pathways typically look like, and how to avoid harmful advice (e.g., telling clients to dispute everything or open/close accounts without lender input).

The course is designed to correlate with financing education by addressing a frequent root-cause pitfall across loan types: credit defects that require time, documentation, and lender-coordinated strategy. Students practice compliant scripts, scenario-based decision trees, and a simple tracking workflow to keep clients moving forward without the agent acting as a credit repair provider.