Credit Ready, Home Ready: Your Path to Homeownership - 10/4/2025

Do you need help with Closing Costs and Down Payment?

Are you dreaming of homeownership but unsure if your credit is ready for the move? Let’s change that. Join us for this free in-person First-Time Homebuyer Workshop and get the clarity, guidance, and confidence you need to take your next step.

📅 Date: Saturday, October 4, 2025

🕙 Time: 10:00 AM – 12:00 PM

📍 Location: First National Bank, 8800 J M Keynes Dr, Charlotte, NC 28262

✨ What You’ll Learn:

✅ How your credit impacts your ability to buy a home

✅ Simple ways to check and improve your credit score

✅ The do’s and don’ts of managing credit during the homebuying process

✅ Insider tips for getting pre-approved for your first mortgage

✅ How to access up to $5,000 in closing cost assistance through FNB’s Grant Programs

✅ The full breakdown of the FNB Home Ownership Plus Loan and Rehabilitation Loan Programs (up to $15,000 in Down Payment Assistance)

✅ A step-by-step introduction to the home buying process

🎤 Featured Speakers:

Garrick Wilson — Mortgage Banking Consultant, First National Bank (NMLS# 589241)

Nakia Evans and JeQuila Leslie— REALTORS® affiliated with eXp Realty, LLC | Charlotte

💬 Stick around after the workshop for free on-site consultations with experienced mortgage lenders, banking professionals and real estate brokers.

Let’s get your credit ready, your mind ready, and your next move ready!

Space is limited — register today and bring a friend!

• All loan products are subject to underwriting/credit approval.
• FNB is an Equal Housing Lender

eXp Realty in North Carolina and Nakia Evans & JeQuilla Leslie, fully support the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968), as amended, which generally prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability).

Host or Publisher Nakia Evans | Coach, Leader, Speaker & REALTOR®