Credit & Capital Readiness Lab

Strategically position your business to access the fuel for growth. This lab prepares you to seek funding from a position of strength, not desperation. We clarify the landscape of capital options—from loans and lines of credit to grants—and identify which type aligns with your specific goals. You’ll learn how lenders and investors evaluate your business, how to build a strong credit profile proactively, and what documentation is essential for due diligence. Leave with a personalized readiness checklist, a clear understanding of your current standing, and a targeted action plan to become a “bankable” entity worthy of investment.

• Who Should Attend: Owners planning to seek a loan, line of credit, or investment in the next 6-18 months.
• Improves: Credit profile, lender/investor appeal, understanding of funding options, preparedness for due diligence.
• Value Location: Business credit reports, banking relationships, strategic growth plans.
• Why It Works: Prepares the business as a "bankable" entity, shifting the focus from desperate need to strategic partnership with lenders.
• Implementation: Participants pull their business credit report and complete a capital readiness checklist. Next steps: Address gaps in documentation, strengthen credit profile, and research appropriate lenders.
• Evidence-Based Source:
• • Federal Reserve Small Business Credit Survey: "Report on Employer Firms" consistently shows that preparedness increases approval rates for financing.

Lab Focus:

• Review personal and business credit readiness
• Understand lender/investor expectations
• Identify steps to improve funding eligibility

Participant Deliverable:✔ Credit improvement and capital-readiness checklist

Know what’s Happening Next — before everyone else does.

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Host or Publisher ANJ Consulting Firm