Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕

☕ Coffee & Contracts is HERE — and you're invited to be part of the very first one!

Hey agents! Janine Iuliano here, and I am SO excited to introduce something I've been wanting to do for a long time — a recurring education series designed specifically for real estate agents, served fresh with your morning coffee.

No boring slide decks. No hard pitches. Just real talk, real tools, and really good coffee at one of Joliet's favorite local spots — Social Butterfly Coffee.

Pull up a chair, grab your latte, and let's spend 90 minutes together on two topics that are making a serious impact for buyers in today's market. 👇

Temporary Buydowns 📉 Rates got your buyers hesitating? Temporary buydowns might be exactly the tool you've been missing. We'll break down:

• How temporary buydowns actually work
• When to recommend them to your clients
• How to explain them simply and confidently
• Real scenarios you can take straight back to your pipeline

Non-QM Loans 🔑 Not every buyer fits the traditional lending mold — and that's where the REAL opportunity is for savvy agents! We'll cover:

• What Non-QM loans are and who they're for
• How to identify Non-QM candidates in your pipeline
• Products available for self-employed buyers, investors, and non-traditional borrowers
• How to stop leaving deals on the table

✨ What to Expect:

• 90 minutes of genuinely useful, conversation-style education
• A casual, welcoming environment — ask ALL your questions!
• Coffee on us ☕ at one of Joliet's favorite local coffee shops
• Real tools and talking points you can bring back to your clients that same day
• Great company and good vibes 😊

🎉 This is Just the Beginning!

Coffee & Contracts is an ongoing series — think of this as your new standing coffee date with Team Janine. Each session will tackle fresh, market-relevant topics to keep you sharp, confident, and closing. Stay tuned for upcoming dates!

👩‍💼 About Your Host:

Janine Iuliano is a Senior Loan Officer at CrossCountry Mortgage with a passion for empowering real estate agents with the mortgage knowledge they need to serve their clients better and close more deals. Known for making complex lending topics actually make sense (and keeping things fun in the process!), Janine has been a trusted partner to agents throughout the Chicagoland area.

📞 847.553.7196 ✉️ [email protected] 🌐 ccm.com/Janine-Iuliano

We can't wait to see you there! ☕🙌

With gratitude in every cup, Team Janine | CrossCountry Mortgage

Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. NMLS3029 NMLS217680 BRANCH NMLS1057386(wwwnmlsconsumeraccess.org) CrossCountry Mortgage, LLC.

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