Budgeting & Cash Flow Basics – Basics of Banking for Teens

The Coop is launching a FREE Teen Financial Literacy Series designed for homeschoolers and students seeking alternative learning options (ages 13–19).

This monthly series helps teens build real-world money skills they aren’t always taught in school — from budgeting and banking to credit, loans, and investing.

Whether you're earning your first paycheck, starting a small business, saving for something big, or just want to understand how money actually works — this class is for you.

📅 March 26 – Budgeting & Cash Flow Basics

This is not a boring lecture. It’s interactive and practical.

Students will:
• Learn how to create a simple, realistic budget
• Understand income vs. expenses
• Practice tracking cash flow
• Learn how checking & savings accounts really work
• Talk through real-life money scenarios teens face
• Ask real questions in a safe, judgment-free space

By the end of the session, teens will walk away with:
✔ A basic personal budget template
✔ A clearer understanding of how to manage their money
✔ More confidence making financial decisions

• Teens ages 13–19
• Homeschoolers
• Alternative learners
• Teens with part-time jobs
• Future entrepreneurs
• Anyone who wants to feel more confident about money

📅 April 23 – AP What? Interest Rates Simplified
We’ll break down what interest actually means — and how it can either work for you or against you.

👉 Register here:
https://tinyurl.com/CoopFinance

Know what’s Happening Next — before everyone else does.

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Host or Publisher the coop @ Na Lama Kukui