Beyond Conventional: A Smart Homebuyer Class on Portfolio & Non-QM Lending

In the past year alone, we've helped clients close over $100 million in loans that traditional lenders denied. These weren’t one-offs — they were real deals saved and portfolios built using the right Portfolio Loan and Non-QM strategies.

Whether you're a seasoned investor, a self-employed entrepreneur, or a high-performing agent, this class is designed to give you a strategic edge with financing options that go beyond conventional.

✅ What is Non-QM? Understand the fundamentals and when to use it✅ Bank Statement & Asset-Only Loans – Qualify without tax returns✅ DSCR Loans – Invest in real estate without verifying personal income✅ Self-Employed Lending Tactics – Proven solutions for business owners✅ Common Misconceptions – What agents and buyers get wrong✅ Case Studies – Real examples of how these deals got done✅ Deal Structuring – Step-by-step guidance to make Non-QM work for you

• Bank Statement Loans (12- or 24-month average income)
• 1099-Only & Self-Employed Solutions
• Asset-Only Qualifier Loans
• DSCR (Investment Property – No Income Required)
• DTI Exclusions for Existing Housing Payments
• Full Doc Flexibility with Common-Sense Underwriting
• HELOC, Bridge, and Non-Contingent Purchase Options
• 5–12 Unit Property Financing (Coming Soon)
• Non-Warrantable Condo & Condotel Programs

• Real estate agents working with self-employed or affluent buyers
• Business owners, freelancers, and entrepreneurs
• Real estate investors building or scaling portfolios
• Anyone who’s been told “no” by a conventional lender

💥 Stop Losing Deals. Start Structuring Smarter.

📅 Date: Thursday, September 25th, 2025🕕 Time: 6:00 PM – 8:30 PM📍 Location: MCA - The Cube 8371 E. Northfield Blvd. Denver, CO 80238

📢 Seats Are Limited – RSVP RequiredThis is a high-impact class, not a sales pitch or networking mixer.Come ready to learn. Leave ready to close.

Host or Publisher Cross Country Mortgage