A Shot Across the Bow: The Breaking Point of American Health Insurance

Health insurance in the United States is facing mounting strain from rising costs, administrative complexity, coverage disputes, and growing dissatisfaction among patients, providers, and insurers. Legal rules governing public and private insurance programs—ranging from ERISA and the Affordable Care Act to Medicare and Medicaid regulation—play a central role in shaping how coverage is delivered, how claims are processed, and what remedies are available when disputes arise. This symposium brings together leading scholars to examine the legal architecture of the American health insurance system and to explore how administrative law, regulatory oversight, and institutional design affect accountability, access to care, and the future stability of the health insurance market.

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Host or Publisher Cleveland State University College of Law