2026 NID-HCA Housing Help Center "Free" Homebuyer Education Workshops

Interested in buying a home?
Want to learn how to build your down payment funds and make smart financial decisions? Imagine if you could qualify for down payment assistance if you needed it and have an opportunity to stack the funding if you qualify... you won't know until you come see it! If you can't use the money tell someone. Let us connect you and just talk to the lender and see!

Some down payment assistance programs (while the money lasts, some funds are to be released... so be ready so you won't have to get ready because the funds go fast!):

• Detroit Down Payment Assistance Grant up to $20,000
• Pontiac Down Payment Grant up to $20,000
• FLHB $20,000
• Homeboost Grants up to $25,000 more funding July 2026 (first-generation and first-time homebuyers in Indiana and Michigan)
• Wayne County $14,000
• Lenders Grants have between $2,500 and $7,500 (Chase, Huntington Bank, PNC, Fifth Third, KeyBank, Flagstar, PrimeLending, First Merchants, CHN Housing Partners, and many more... most can be stacked!
• MSHDA Down Payment Assistance Loan $10,000 (repaid when you refinance or sell the home)

Join the NID-HCA Housing Help Center’s Homebuyer Education Workshop — designed to equip you with the knowledge and tools to successfully navigate the homebuying process.

Our comprehensive workshops cover essential topics, including:

• Renting and Understanding Credit
• Managing Your Money
• Obtaining a Mortgage Loan
• Exploring Down Payment Assistance Options
• Fair Housing Rights
• Preparing to Buy a Home
• Foreclosure Prevention
• Protecting Your Investment (Post-Purchase)

If the class appears full, please call our office or come on the day of the session — walk-ins are welcome!

Register online for your preferred Saturday workshop.

Once registered, you’ll receive a confirmation email with your workshop details.

You’ll also receive intake, disclosure, and checklist forms to complete before attending.

Submit your completed documents by:

Emailing them to , calling 313-338-3840 for assistance or dropping off documents at our office by the Friday before class, email or bring them with you on the day of your session if we are meeting in person.

Empower yourself with the knowledge, tools, and resources to achieve your dream of homeownership.

👉 Register now and start your journey toward owning your home!

Zoom option is available for most classes:

Learning is even better together — invite someone to join you for this valuable workshop experience!

To qualify for down payment assistance programs, including the Detroit Down Payment Assistance Program and many others, you must:

✅ Attend and complete the full Homebuyer Education Workshop

✅ Complete your Intake Application

✅ Submit all required documents (proof of income, 2 months bank statments, credit report, current ID, intake form, budget and disclosures)

✅ Complete a One-on-One counseling session with a Certified Housing Counselor

✅ Complete Your Counseling Action Plan Requirements

✅ Apply, qualify and get approved from the specific lenders!

💡 Note: Some programs may also require a signed purchase agreement and your HUD Certificate of Completion to apply for funds.

Did you know that many programs are stackable?
You could qualify for up to $50,000 in down payment assistance — helping you get closer to your dream of homeownership!

About NID Housing Counseling Agency

Learning from the Past; Enhancing the Present to Shape the Future

NID Housing grew out of the National Association of Real Estate Brokers (NAREB) and in particular the leadership of Mr. Ray Carlisle Sr., a prominent member of the Democratic Party, and Mr. Thom Holmes, a prominent member of the Republican Party. NAREB, founded in 1947 to foster full, fair, and equitable inclusion of African Americans in all aspects of the real estate industry, was a major advocate organization for the Brown v. Board USSC Decision of 1954, the Civil Rights Act of 1964, the Voting Rights Act of 1965, and the Fair Housing Act of 1968. These collective major legislative achievements and politically based policy developments helped inform and shape the advocacy motivations and philosophy of NID.

NID provides home buyer education workshops that are nationally accepted and certified through HUD. These workshops are designed to provide the following: NID HCA Intake, Review of Renting vs. Owning, Basic Tenant Rights and Affordable Housing Options, Housing Counseling Orientation, Understanding Credit, Managing Your Money, Obtaining a Mortgage Loan, Available Down Payment Assistance Information, Fair Housing, Ready to Buy a Home, and Protecting your Investments (Post Purchase and Foreclosure Prevention).

Know what’s Happening Next — before everyone else does.

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Host or Publisher NID-HCA Detroit Borrower Help Center